Is Motherhood A Financial Hurdle?

It depends on the perspective of each one, motherhood could be considered as a financial obstacle to achieve better results in our daily economy. Although many people might disagree, it is a fact that a large part of the mothers’ capital is invested in the children’s things, something that in the absence of these would not happen.

The financial obstacle as such is a fact, as it means a decrease in the capital that is managed conscientiously of our objectives. In this sense, it limits the conditions to save, spend in our personal interests, invest thinking about the future or improve our lifestyle.

We know that there may be controversy in this regard, especially because we recognize the capacities of mothers to make their economy work even in adverse situations. We can speak in defense of the financial possibilities in motherhood when we refer to the empowerment of women; something that elevates her in her virtues and skills to compete in the workplace.

However, there is no doubt that the motherhood process ends up altering our budget in some way. For this reason, it is common to go to financial advice when planning a pregnancy, we save and do accounts for the time of giving birth and we modify our budget based on the children.

Factors that create a financial hurdle

Fewer and fewer mothers can afford to spend money on themselves, nor are they often able to purchase investment products with retirement in mind. Depending on your situation, the economy may be a serious problem ; We could mention how difficult it is to make the money work when you are a single mother or everything that can be spent in case of illness.

Families living in poverty may have a greater need to plan pregnancies, since the financial factor threatens most of their activities. A couple without children who have financial problems, need to resolve specific conflicts, such as food, housing or transportation; for them, having a child would be a difficult luxury to afford and therefore a financial obstacle.

However, what makes this issue controversial is the fact that it is considered an obstacle to be as beautiful as motherhood. In this regard, we can ensure that one thing does not deny the other. Going blind to real problems can make us more prone to the most devastating consequences of the situation we face.

Employment is the main source of income for families in different societies around the world; In this sense, in the absence of a source of employment, monetary needs increase. That is why the people who cannot work are the most affected economically, but who cannot work? Mothers who have no one to leave their children with are one of these people.

Not being able to go out to work, even being able to do so, represents a huge obstacle to our financial aspirations. From now on, we will have limitations to achieve essential purposes, so other expectations tend to be diluted without any option.

Work is not a financial obstacle to motherhood

Motherhood is not a specific impediment to going out to work, at present there are multiple options to employ ourselves even as mothers. In this regard, there are no doubts about the capacities of mothers to face all their responsibilities; Despite this, it is not easy to ensure that they will not have problems when it comes to managing their finances extensively.

Having a child is a superior relationship in all aspects, their education, food, health and well-being in general, are the primary objectives of every mother. Despite this, many mothers say that their job and financial opportunities have been diminished due to motherhood, as they have been victims of discrimination due to their situation.

Although with great pleasure and without considering it a sacrifice at all, mothers and families in general spend most of their money on raising their children. In general, it is the needs of the little ones that must be covered with priority ; This is certainly an impediment to improving finances in other respects.

Unfortunately, many mothers reach their retirement age without having saved or invested enough, they also do so without having developed professionally and without having achieved some stability in the housing and health sector. However, this is not the fault of the children, it is a social fact that has put us at a disadvantage since time immemorial.